New longitude and weft client on january 10(weiwei) recently, new longitude and weft client received the borrower's revelations that received the beijing Dongcheng District Financial Services Office (hereinafter referred to as \"Beijing Dongcheng District Financial Office \") related complaints feedback, Aiqianjin (Beijing) Information Technology Co., Ltd.(hereinafter referred to as\" Aiqianjin \") suspected of raising funds, has been the beijing Dongcheng District Public Security Economic Investigation Department to illegally absorb public deposit crime investigation.
In response, the Beijing Public Security Bureau responsible for publicity staff replied that the case is still in the investigation stage, it is not convenient to disclose relevant information. Beijing Dongcheng District Financial Office staff said,\" this is true.\" Ai Qianjin President Yang Fan said he did not receive written notice and investigation notice from the Beijing Dongcheng District Financial Office and the Beijing Dongcheng District Economic Investigation Department.
Recently, a borrower to china new longitude and weft client, said that it had complained to the state bureau of letters and visits \"money station\" frequently harassed, insulted himself and mobile phone contacts.
The borrower said in a letter of reply found by the app of the state bureau of letters and visits that it was verified that Qian station, a brother company of Aiqianjin (Beijing) Information Technology Co., Ltd.(Beijing HuiNiu Science and Technology Co., Ltd.)(Beijing HuiNiu Science and Technology Co., Ltd.), was registered in Fangshan District (Beijing) and was responsible for the loan.
In response, the Beijing Public Security Bureau responsible for publicity staff responded to the new Jingwei reporter said the case is still in the investigation stage, it is not convenient to disclose relevant information. At the same time, the staff said that investors have not yet reported to the relevant public security organs to report the case.
Ai Qianjin President Yang Fan responded to China's new Jingwei reporter that Ai Qianjin did not receive written notice and investigation notice from the Beijing Dongcheng District Financial Office and the Beijing Dongcheng District Economic Investigation Department.
In fact, Ai Qianjin and Qian station are holding the same parent company. Aiqianjin (beijing) information technology co., ltd. is a domestic internet financial company with a registered capital of 1 billion yuan and a legal representative of dong qi, according to tianyan. Shanghai Rong number Network Technology Co., Ltd.(hereinafter referred to as \"Shanghai banyan tree \") to Ai Qianjin 100% holding. The main operator of the borrower's complaint is Beijing HuiNiu Technology Co., Ltd., which is also 100% holding by Shanghai Rong number Network Technology Co., Ltd. The two companies are brothers.
Zhongxin Jingwei reporter found that the above-mentioned parent company was originally called Van Pu Jinke Enterprise Development (Shanghai) Co., Ltd.(hereinafter referred to as \"Van Pu Jin Ke \"), on September 5,2019, the company changed its business registration and changed its name to Shanghai Banyan Network Technology Co., Ltd. Director filing staff also changed, Zhang Fan, Yang Fan, Zhang Hui three people quit, leaving only one Dong Qi.
According to surging news reports, the network loan institutions love money into the parent company van pkinke hefei the first branch is suspected of loan collection by the local police to enter the inspection. In response, mr. van putin said the \"van putin's police control\" was the case that the fan putin's fertilizer call center was subject to compliance checks by local government departments. The company was actively communicating with local regulators to fully cooperate with the inspection and that everything was running normally for mr. putin's platform.
It is understood that on April 23,2018, Van Pkinco has submitted an application for listing to HKEx. On november 1st of the same year, the hkse's official disclosure data showed that the application for the listing of pginco was \"invalid \".
In his application, van pkinco wrote that the company focused on loan matchmaking, which generated revenue mainly from the expense of borrowers and investors who used its loan matchmaking platform. The company's revenues in 2015,2016 and 2017 were $100 million,$100 million and $100 million, respectively. Among them, losses of 100 million yuan and 100 million yuan in 2015 and 2016, respectively, and profit of 100 million yuan in 2017.
Van pkinco's business sector is numerous, but its two core products are \"money-loving\" on the investment side and \"money-station\" on the lending side.
In addition, in October 2019, the institutional and consumer phased and auto finance businesses that belonged to the company were divested to Beijing Ren Buy Technology Co., Ltd., whose legal representative was Zhang Fan, who was wholly owned by Ren Buy Technology Group (Hong Kong) Ltd.
At the lender's side, zhongxinjingwei reporters on the platform saw 20,499 complaints in 2019, the top of the list of complaints, and 14,399, the top of the list of settlement, and a% resolution, but it also means that 6100 complaints remain unresolved.
Specifically, many users complain about money station involving Yin and Yang contract, usury, violence collection and other issues. Mr. Li, for example, complained that his loan agreement showed that the principal amount of the loan was 27200 yuan, the annual interest rate was 14%, the actual arrival of the account was only RMB yuan, the monthly repayment amount was RMB yuan, the 12 installments amounted to RMB yuan, the annual interest rate was 65%, and the annual interest rate was far higher than the national rate of 36%.
The complainant, Mr. Huang, claimed that there was a Yin-Yang contract in Qian Station, with a loan of 4000 yuan, a contract of 7000 yuan, and an actual account of 4000 yuan, which was paid off in three months, the first month, the second month and the third month. Mr huang thinks his annual interest rate is well above the state cap.
On the investment side, Ai Qian Jin's official website shows that as of January 8,2020, Ai Qian Jin's cumulative dealmaking transaction amounted to 100 million yuan, the cumulative number of dealmaking transactions was about 100 million, and the cumulative number of service users was 16.27 million. As of December 31,2019, the principal loan balance was $100 million and the interest on the loan balance was $100 million.
Zhongxin Jingwei reporter found that as of the press release, love money into the official website is still in the release of new marks. Its new investments are expected to settle at an annualized rate of%, with the average investment rate ranging from 6% to%.
It is understood that in 2019, many places have been issued to ban P2P business. There are already Shandong Province, Hunan Province, Sichuan Province, Chongqing City, Henan Province, Hebei Province, Yunnan Province, Gansu Province, Shanxi Province, a total of nine provinces and municipalities announced the ban of P2P network loan business, in addition to Liaoning Dalian also announced the withdrawal of all network loan institutions business.
In 2019, the size of the industry's transactions continued to decline, with turnover of $51.2 billion in 2019, down% on a month-on-month basis, breaking a five-year rise in turnover, according to Sky Eye data. Due to this year's policy transformation and clearance, turnover fell sharply. In particular, the second half of the industry is relatively depressed, growth rate has been negative.
At present, in the blockchain, financial technology, consumer finance and other concepts are constantly emerging, the new Internet financial pattern is emerging, but the new pattern does not leave a place for P2P network loans, the transformation is still on the way. (APP)